The Société compensates persons injured in an automobile accident and the surviving family of victims who die as a result of injury sustained in an accident. SAAQ compensation is not taxable, although it may affect some income tax credits or social program benefits. Nor is compensation subject to seizure, except for an income replacement indemnity which may be seized when there is failure to pay alimony.
Benefits may take the form of a pension paid at regular intervals, a lump sum or the reimbursement of accident-related expenses.
Indexation
With a view to maintaining the purchasing power of income replacement indemnity recipients, the gross income used in calculating the indemnity is indexed each year on the anniversary date of the accident. Many other compensation amounts are indexed on January first.