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Accident Victim

Death Benefits

Surviving spouse
The surviving spouse is entitled to the higher of:

  • a lump-sum benefit based on the victim's age at the time of the accident and gross annual income (on which income compensation would have been calculated);
  • the minimum indemnity shown on the Death Benefits Table.

Compensation may be made in the form of a single payment or in regular instalments over a period of up to twenty years.

For the surviving spouse who is disabled
If the accident victim was age 45 or younger at the time of death, the disabled spouse qualifies for an indemnity multiplied by a factor of up to five, as shown on the Death Benefits Table.

Other dependants
Surviving dependants, other than the spouse, are entitled to a lump-sum indemnity calculated according to their age at the time of the victim's death. The children of a single-parent family are entitled to the death benefit, in equal shares, that would be payable to a surviving spouse, in addition to their own indemnity. As is the case with compensation to a surviving spouse, the indemnity may take the form of a single payment or regular instalments over a period of up to twenty years.

A dependant who is disabled at the time of the victim's death is entitled to an additional lump sum.

No surviving dependants
In the case of an underage deceased victim who had no spouse or dependant when the accident occurred, the Société pays a lump-sum benefit to the parents or to the estate, if neither is alive. The amount is paid to the estate if the late victim was of age.

Lump sum to cover funeral expenses
The Société pays a lump sum to the estate of a deceased victim, to offset funeral expenses.

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Last Modification: 2012-10-11